Ray initially started in Accounting and Salary Packaging before moving into the finance Industry in 2007.  His primary focus for more than a decade has been Vehicle & Equipment Finance.  During his time in Finance Ray has completed a certificate IV in mortgage broking and has experience with most forms of lending including Vehicle & Equipment Finance, Mortgages, Personal Loans and Debtor Finance.  He has a wealth of knowledge and is always happy to share it.  Ray is a big Brisbane Lions fan and he never misses a game.